In a mixing bowl, add the black refried beans and mash well. Add the cumin, cayenne, and 1/4 cup water. Mix together. Add more water as needed to create preferred dipping texture.
Add the bean mixture to a 9 x 13 inch serving dish, creating an even layer spreading to the edges.
Pour the vegan cheese sauce over the bean mixture and spread to create an even layer.
In a mixing bowl, add the avocado, lime juice, salt, black pepper, and garlic. Mash well until smooth and creamy. Taste and adjust seasoning accordingly.
Add the avocado mixture to create an even layer on top of the cheese sauce layer.
Pour the salsa to create an even layer on top of the avocado layer.
In a mixing bowl, add the sweet corn, tomatoes, olives, and jalapenos. Mix together and layer over top the salsa layer.
For the next layer, add the lettuce over top.
For the final layer, sprinkle the green onions and cilantro on top.
Serve with tortilla chips and enjoy.